how to choose the RIGHT mortgage broker.
We already know the answer to this question. It’s me. Why? What’s the difference?
The majority of homebuyers start off by speaking with their
banks when shopping for a mortgage.
Not a bad place to start.
They are the people that handle your day - to - day transactions,
Visa’s, lines of credit, TFSA’s, safety deposit boxes, etc. There in lies the problem. Most of the bankers out there are
“Jacks of all trades,” and masters of none. As a matter of fact, they do not require a license to
give advice to people on what is generally the largest purchase of their
lives. Coming from the Banking
world, I experienced this first hand. As a broker, we do need to be licensed. We also need to renew our professional licenses and memberships annually.
EXPERTISE
You don’t go to a mechanic for a nice steak, and you don’t
ask your butcher to change your alternator. So why would you trust your mortgage to an institution that
has limited options? Choice is
power.
EXPERIENCE
As a broker, we offer you options. Our responsibility is to look at your entire financial
situation and match you with the best lender. We don’t try to put a square peg in a round hole. Before I became a mortgage specialist
with the banks, I was an insurance and investment broker. I have the knowledge and experience to
deliver the best advice for now and the future.
OPTIONS
We have access to more than 20 lenders including many of the
Canadian Chartered Banks. We have
access to Credit Unions and companies called Mortgage Backed Security
companies. MBS’ specialize in
mortgages and some offer Homeowner Lines of Credit.
SAVINGS
How do we get great rates? Easy. The
lenders do not pay for our location or expenses. They don’t pay us a
salary. Unlike the bank, we do not
create overhead costs for the banks and lending institutions. They reward us with great rates. We often get rate specials that banks
do not have access to.
PERSONALITY
Why not have a great time while getting a great
mortgage? Somehow I get invited to
a lot of my client’s weddings…. Weird. Awesome.
We have a convenient location or I can come to you. We work around your schedule. You are
not limited to the operating hours of the bank.
ACCESIBILITY
Cell – 519.630.5905
Office – 519.433.5013
Fax – 519.433.0402
Email – Andrew.young@bemortgagewise.ca
Twitter - @Ayoungmortgages
Website – www.mortgagewisefinancial.com
In person – 259 Wellington Rd. London, Ontario N6C 4N7
Facebook – You can find me
COMMUNITY FOCUS
For every deal funded, I make a donation to the non-profit
organization of your choice. This
directly affects your community and perhaps the people you care about the most.
When I am not working on getting people the best mortgages
possible, I serve on the program board and centre board for Merrymount
Children’s centre. I have recently
volunteered my time to the planning committee for the Comedy Night in support of
Merrymount Children’s Centre coming up on November 7th, 2013.
So if you appreciate EXPERTISE.
Looking for someone with extensive EXPERIENCE.
Wishing to explore your OPTIONS.
Enjoy SAVING your money.
Understand the value of CONVENIENCE.
Admire ACCESIBILITY.
Appreciate someone that gives back to the COMMUNITY.
You don’t need to look any further.
Thank you for your continued support through your referrals.
Thanks for visiting an AWESOME approach to MORTGAGES.